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It took me some time, but I’ve found out some more answers on the American Express BusinessExtrAA Platinum Card.
First, I confirmed the annual fee is $395.
I also confirmed this is a true corporate card, which means no personal signature (doesn’t affect your personal credit).
I was also able to confirm that American Airlines’ purchases qualify for both the 4% rebate AND the 1% rebate (paid in AA gift cards for all spend on the card). So, if you don’t have an AA travel account but you do have access to the 5% AA discount codes floating around the internet, it’s pretty easy to get to 10% back on all your tickets.
There is a companion ticket benefit, but it’s weak. You don’t receive a companion certificate until after you’ve had the card one year. You get one per year after that for use when you purchase a ticket at $299 or higher.
Now, for the odd part. The card earns BusinessExrAA points in one of two ways:
1. This is the weird part. You’ll earn 3 points for every $20 you spend on AA travel. Current members of the BusinessExtrAA program know that you earn 2 points for every $10 spent, so this part of the benefit is actually weaker then what the general public earns.
2. You’ll earn 1 BusinessExtrAA point for every $20 you spend on everything else.
Bottom line, with no bonus categories for anything other than AA travel, this is not a card I would invest the time and energy into applying for. That means you’ll only earn 1% back plus whatever you value 1/20th of a BusinessExtrAA point.
Cards like the Ink Bold and Chase Sapphire card have plenty of bonus categories to earn points from. And a card like the Starwood Preferred Guest American Express Card earns currency that has far more flexibility.
I don’t earn any referral credits for any of these cards. The last 3 I note above just happen to be my favorite cards. And, after doing the research, I don’t see any specific reason to recommend the American Express BusinessExtrAA Platinum card unless you’re specifically looking for a corporate card with no personal credit implications. In that case, this card has better earning potential than the corporate AMEX card, which only earns 1% back on spend.
- It Might Work For You But You’ll Have to Work For It: American Express BusinessExtrAA Platinum Card (pizzainmotion.com)
- Why I’ll Be Switching Back To American Airlines As My Primary Carrier, And Why That Might Change (pizzainmotion.com)
- Starwood Preferred Guest Year-End Stats Update (pizzainmotion.com)