Answers To The Remaining Questions On The American Express BusinessExtrAA Platinum Card

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It took me some time, but I’ve found out some more answers on the American Express BusinessExtrAA Platinum Card.

First, I confirmed the annual fee is $395.

I also confirmed this is a true corporate card, which means no personal signature (doesn’t affect your personal credit).

I was also able to confirm that American Airlines’ purchases qualify for both the 4% rebate AND the 1% rebate (paid in AA gift cards for all spend on the card).  So, if you don’t have an AA travel account but you do have access to the 5% AA discount codes floating around the internet, it’s pretty easy to get to 10% back on all your tickets.

There is a companion ticket benefit, but it’s weak.  You don’t receive a companion certificate until after you’ve had the card one year.  You get one per year after that for use when you purchase a ticket at $299 or higher.

Now, for the odd part.  The card earns BusinessExrAA points in one of two ways:

1.  This is the weird part.  You’ll earn 3 points for every $20 you spend on AA travel.  Current members of the BusinessExtrAA program know that you earn 2 points for every $10 spent, so this part of the benefit is actually weaker then what the general public earns.

2.  You’ll earn 1 BusinessExtrAA point for every $20 you spend on everything else.

Bottom line, with no bonus categories for anything other than AA travel, this is not a card I would invest the time and energy into applying for.  That means you’ll only earn 1% back plus whatever you value 1/20th of a BusinessExtrAA point.

Cards like the Ink Bold and Chase Sapphire card have plenty of bonus categories to earn points from.  And a card like the Starwood Preferred Guest American Express Card earns currency that has far more flexibility.

I don’t earn any referral credits for any of these cards.  The last 3 I note above just happen to be my favorite cards.  And, after doing the research, I don’t see any specific reason to recommend the American Express BusinessExtrAA Platinum card unless you’re specifically looking for a corporate card with no personal credit implications.  In that case, this card has better earning potential than the corporate AMEX card, which only earns 1% back on spend.


    1. PH, I’m always happy to get someone to click on a referral link if it fits their strategy. But, for the most part, I only have referrals to a small number of cards. And, quite frankly, I think I’d be bored writing about credit cards every day. 😛

      Regards, Edward Pizzarello

  1. I really hope I win the United points! Finally getting leave this summer from the Navy and I need a few more points to go to Europe. Good job with the blog!

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